Wipro Recognized as a Best in Class Outsourcing and Consulting Service Provider for 2014

Wipro Ltd. (NYSE:WIT), a leading global Information Technology, Consulting and Outsourcing company, today announced that it has received Readers’ Choice Awards from Consumer Goods Technology (CGT) magazine. Wipro has been ranked among the Top 4 providers in the 'Outsourcing’ category, a move up by two places from rankings published in January of 2013.

In addition to the list of top providers in each category, CGT also spotlights companies that received special honors from readers. In the Breakout Favorites, Wipro was voted the Customer Experience Leader in the Consulting category, a recognition that identifies the one company that received the highest average user satisfaction rating in a category.

"It is an absolute honor to be ranked favorably in these categories. This clearly reinforces Wipro’s continued commitment and opportunity to the consumer goods market," said Srini Pallia, Senior Vice President & Global Head - Retail, Consumer Goods, Transportation & Govt. Business Unit, Wipro. He added, "Helping our Consumer Goods (CG) customers best understand their consumer is of utmost importance to us. Our vision is to continually innovate and provide transformational capabilities in technology, infrastructure and business operations, to enable CG organisations to create better connections and improve their consumer experience, operational efficiency and profitability."

CGT’s readers recorded their votes on the consumer goods industry’s preferred solutions and service providers across 12 categories, which reflect the vast landscape of IT investment opportunities available today.

Wipro’s Consumer Goods expertise spans areas of Packaged Application Services, Application and Infrastructure Management, Business Process and IT Consulting, Business Intelligence & Data Warehousing. Wipro’s dedicated Consumer Goods practice has deep expertise working with Tier 1 companies in the areas of Sales & Marketing, Value Chain Optimization, Digital Transformation, and Analytics driving Insights, across the Food & Beverage, Home & Personal Care, Apparel & Footwear and Agribusiness & Tobacco segments. Wipro provides Systems Integration, Consulting and BPO services, and some of Wipro’s leading solutions for the consumer goods industry include Promax Trade Promotion Management & Optimization solutions, Market Mix Modelling amongst others.

About Wipro Ltd.

Wipro Ltd. (NYSE:WIT) is a leading Information Technology, Consulting and Outsourcing company that delivers solutions to enable its clients do business better. Wipro delivers winning business outcomes through its deep industry experience and a 360 degree view of "Business through Technology" - helping clients create successful and adaptive businesses. A company recognized globally for its comprehensive portfolio of services, a practitioner's approach to delivering innovation, and an organization wide commitment to sustainability, Wipro has a workforce of 140,000 serving clients across 61 countries. For more information, please visit www.wipro.com.

About Consumer Goods Technology

Consumer Goods Technology (CGT), an integrated media brand, is the leading resource for consumer goods executives looking to improve business performance. Delivering content in print, online and face-to-face, CGT reaches an audience of more than 76,000 consumer goods executives ranging from managers and directors to VPs and CIOs. CGT also covers all major segments of the consumer goods sector, including Food, Beverage, Packaged Goods, Consumer Electronics and Footwear. For more information on CGT, visit www.consumergoods.com .

Forward-looking and Cautionary Statements

Certain statements in this release concerning our future growth prospects are forward-looking statements, which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in our earnings, revenue and profits, our ability to generate and manage growth, intense competition in IT services, our ability to maintain our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which we make strategic investments, withdrawal of fiscal governmental incentives, political instability, war, legal restrictions on raising capital or acquiring companies outside India, unauthorized use of our intellectual property, and general economic conditions affecting our business and industry. Additional risks that could affect our future operating results are more fully described in our filings with the United States Securities and Exchange Commission. These filings are available at www.sec.gov . We may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company’s filings with the Securities and Exchange Commission and our reports to shareholders. We do not undertake to update any forward-looking statement that may be made from time to time by us or on our behalf.

A heart wrenching love story on Yeh Hai Aashiqui

This week, bindass’ show, ‘Yeh Hai Aashiqui’ that features unusual love stories brings its viewers a tale that will leave them touched and extremely moved. This time, the show tells the story, set in the turbulent Punjab of the 1980s, of a young girl, Preeti who is ready to be wed. But fate intervenes in a drastic manner, changing her life forever, and makes her fall in love with Raghu, against all norms. The story has resemblance to the 2003 Urmila Matondkar starrer, Pinjar.

The story begins in tumultuous Punjab in the 80s where Preeti is a young girl who is soon to wed her fiancé, Pranav, from Canada. Preeti hails from a respected family and is looking forward to get married and settle in Canada. However, that was never meant to be.

One day, Preeti is abducted by Raghu. She soon learns that Raghu’s mother has a personal vendetta against Preeti’s father and she orders Raghu to defile Preeti so that her family has to bear the burden of this humiliation for the rest of their lives. But Preeti escapes, unknown of the fact that Raghu had actually helped her escape. Unfortunately, Preeti’s family refuses to accept her as she had been abducted and they suspect she had been sullied. Preeti tries to end her life but is rescued by Raghu once again. Given she has nowhere to go; she returns with Raghu to his house and lives with his family against her wish, hating Raghu all the while. All this while Raghu has developed feelings for Preeti but he never voices them, he just demonstrates them in small gestures. Soon, Preeti starts warming up to Raghu, after noticing everything he did for her and how he stands by her side.

They soon learn that Preeti’s family is moving to Canada and that her intended, Pranav is still waiting for her there. But finally speaking up, Preeti declares her love for Raghu and decides to spend her life with him, because it was he who supported her when even her family had turned their backs on her.

The episode will be hosted by the populartelevision actor Rithvik Dhanjani.
Do not miss Yeh Hai Aashiqui at 7pm on 2nd February, 2013 only on bindass

HealthCare at Home makes at-home medical care in India a reality

HealthCare at Home makes at-home medical care in India a reality

Dr Gaurav Thukral, Head, Medical Services, HealthCare at Home

Life is unpredictable! What lies in store for the next moment can’t be guessed, agrees Mr Rakesh. Life came crashing down for him when his wife was diagnosed with breast cancer two months ago.

A retired bureaucrat, Mr Rakesh’s only son lives in the US. On getting to know about his mother’s ailment, he came to India, only to return in a week due to urgent work assignment. It became exceedingly difficult for Mr Rakesh to manage the situation all by himself.

The doctors decided on treatment course that included modified radical mastectomy, adjuvant chemotherapy and post-operative care. His wife underwent surgery for right breast a month ago and now has to undergo chemotherapy sessions regularly at the hospital. The pain and trauma his wife goes through is unbearable and rips him apart. All this has taken a toll on his health too, given he is 76 himself. Taking his wife to hospital for chemotherapy, her care at home, and providing the emotional support she needs consume all his energy and leave him terribly exhausted. It is a herculean task for him to perform.

Mr Rakesh wishes if there was a way that could save his wife from the torture of travelling for chemotherapy sessions, and longs to have somebody who could lend her emotional healing and counseling she needs to cope up with the suffering better. Availability of such professional homecare isn’t possible, thinks he. But his doctor, the one handling his wife’s case, took him by surprise by telling that such a facility was being provided by HealthCare at Home (HCAH) which extends cohesive treatment and care in the comfortable confines of one’s home only.

Mr Rakesh subscribed to the services of HCAH and heaved a big sigh of relief. The HCAH nurse is adept at handling his wife’s case and keeps her doctor updated about her condition through the HCAH medical team. His wife now doesn’t need to visit hospital for chemotherapy sessions as it now done at home only. To top all, she has become stronger mentally to deal with her situation, thanks to the emotional boost being provided to her by the HCAH nurse.

Availability of such kind of facility could be a blessing in disguise for many whose near and dear ones have been in the intensive care unit (ICU) for weeks or in some cases for months; for those who want to end their hospital saga post major surgeries and wish to be home around their family members; for those who want to ensure better care for elderly at home; and for those who want to get rid of the mounting hospital bills and on the lookout for a cost-effective way of treatment.

There are several reasons for which people prefer home care to hospital care. One of the many is peace of mind. Just the feeling of being home is comforting and expedites the patients’ recovery, as being around the family and friends boost their morale after a critical illness or a major surgery.

Home care also saves both the patients and their family members from troublesome travelling to hospitals for regular check-ups or any treatment sessions. It ensures constant medical intervention and supervision to the patient without any interruption as their doctors concerned are always in the loop.

The personalized care offered through homecare addresses the unique needs of every patient. Longer stay at hospitals lead to huge medical bills, thereby putting enormous pressure on family members. Compared to hospital stay, home care is cost effective as it cuts the indirect expenditures.

When such a facility is not available, the work-life balance of the family members goes for a toss. But with facility like HCAH family members can resume a normal schedule, leaving their dear ones in trusted hands.

The backbone of HealthCare at Home is its highly qualified and registered healthcare professionals. The company hires employees after conducting through background checks. A lot of stress is put on the nurses’ training. After joining HCAH, all the nurses undergo a six-week training course. The staffs are made to learn clinical skills such as infection control and life support. Post training, a clinical competency check is conducted to check if procedures are performed in accordance with the best practice guidelines or not.

Apart from all this, IT training is imparted to the nurses, who are given a tablet device, so that the data captured by them could be sent to the doctors handling the respective cases in real time after the clinical evaluation by the HCAH team.

The personalized approach and IT-enabled operations encourage the doctor and patients or their family members to have greater control over the disease and its treatment.

Doctors too have found the HCAH services worthy of note and recommends it to their patients. “The concept of healthcare at home was given to me. I was told that this is something different from what was being offered in India so far. There was no cohesive kind of medical treatment being offered at home which could lead to a complete change in the scenario. So, when I referred my first patient and this was a GI surgical patient then I found the care which was provided to the patient in the post operative period at home, it was fantastic. I have referred patients to them and I am extremely happy with the kind of services that are being provided by HCAH,” says Dr Randeep Wadhawan, Director Minimal Access Surgery, Fortis Healthcare.

HealthCare at Home, undoubtedly, is a blessing for cancer patients. Additionally, for those who look forward to ending their stay in a hospital’s ICU as HCAH establishes one at home itself. Others services it caters to are post surgical care, post joint replacement care, home critical care services, post cardiac surgery care, home pulmonary care, care of elderly and home physiotherapy.

HCAH has its presence so far in Delhi, national capital region and Chandigarh. Plans are spread wings pan-India within two years.

There is nothing like home and for patients the feeling to be home gets pronounced. Let them now have the opportunity to be home, ‘sweet home’!

Star Plus Sarswatichandra Gautam Rode to Get Hitched Soon

Gautam (Saras) & Jennifer (Kumud) engaged

Gautam Rode who plays Saras in Star Plus’ romantic saga ‘Saraswatichandra’ seems to be really happy these days. Trouble and clouds will finally disappear in Saras’ and Kumud’s life. The two will soon come together despite all the obstacles and drama in their lives. Yes we are actually talking about a happily ever after!

The wedding will be a grand affair with all rituals from engagement, haldi, mehendi, garbha and Shaadi in full gusto. But we hear that while Gautam is happy for his reel life marriage he also wishes for one in real life soon too.

When asked Gautam said, “I’m finally getting married! Even if it’s on-screen there are signs of marriage in my life. (Laughs) After so much turmoil in our lives we will tie the knot.

The whole idea of marriage really excites me. I think being married and to share your life with the person you love is a great feeling. I wish to settle down in my personal space soon.”

Well, only time will tell if things can change and if this reel life marriage is a real happily ever after or just the silence before a new storm. But in the meanwhile we wish Gautam all the best for his real life search!

Watch Saras and Kumud’s life take a new turn in Saraswatichandra on Star Plus every Monday to Friday at 7:30pm.

Mr. ICON India 2014 - India’s only male modeling hunt

Every person in the universe is having one or more talents and by showcasing or utilizing them, many have built their careers and settled well. While some get opportunities to exhibit their talents with own efforts or with support of others, many are deprived of the same, particularly the young generation. To make the parity, What Next Event Private Limited have come forward with a unique contest titled “Mr. Icon India 2014” which assures male models to convert their dreams to reality. It is a beautiful journey that will take participants from initiative to perfection.

The contest is aimed to identify male models of the country having combination of virtue, intelligence and presence of mind. The male models by exhibiting their talents can win attractive prizes and get chance to work with some good brands of varied sectors. All contestants will receive a certificate in addition to a high quality professional portfolio.

The willing male models to enter the contest will have to register their names online They can register their names by sending their profile on www.mriconindia.com Registration is open so do not wait any more. Register your name now.

Registrations open for Mr. ICON India 2014

· What Next Event Private Limited again on the way of providing opportunities to aspirants to fulfill their ambitions
· Willing male models can register their names online by sending their profile on www. mriconindia.com
· Grand finale to be hosted in Mumbai, the capital of glamour and career

Mr. Ashish Dhakad, Director What Next Event Pvt. Ltd. says “We are delighted to launch our ambitious project which aims to motivate young generation of the country. Mr. Icon India 2014 is dedicated to those male models of our country that are anxious to showcase their talents before the world. We are sure they will not like to miss this unique opportunity.”

“Mr. Icon India 2014 is another step from What Next will certainly prove as the best event to decide futures of male models of country. We with Miss Icon India have opened gateways of careers for many female models of our country and this time we are offering male models to prove their abilities which will be judged by jury comprising of super models Zulfi Syed, Shawar Ali, Jatin Grewal and Praveen Sirohi and bollywood actors.” added Ms. Shreya Soni, Marketing Director What Next event Pvt. Ltd.

Mr. Icon India 2014 will be covering more than 30 cities across India in following five zones:

North Zone – New Delhi, Gurgaon, Faridabad, Noida, Ghaziabad, Chandigarh, Shimla, Lucknow, Kanpur, Dehradun and J&K West Zone – Jaipur, Ahmadabad, Mumbai, Panaji, Pune and Nagpur South Zone – Bangalore, Hyderabad, Chennai, Thiruvanantpuram and Kochi East Zone –Patna, Kolkata, Ranchi, Bhuwneshwar and Guwahati Central Zone – Indore, Bhopal, Gwalior, Raipur, Jabalpur and Bilaspur.

During the current era where people have to make vigorous efforts to showcase their talents, contest like Mr. Icon India 2014 will certainly provide an ideal platform to male models to perform and build career.

For further information, please contact: Atul Malikram , 09755020247 , atulid2014@gmail.com , www. pr24x7.com

Economist Intelligence Unit Survey – More Retailers Using Analytics, but Barriers to Effective Use Remain

A new survey by The Economist Intelligence Unit finds that nearly all respondents’ businesses have seen a positive economic return from investment in data analysis for the strategy area. Also, the single biggest barrier to retailers making effective use of data is figuring out what is useful amidst the overload—a problem cited by half of the respondents. These are among some of the major findings of The Data Storm: Retail and the Big Data Revolution, a new report from the Economist Intelligence Unit, commissioned by Wipro Ltd. (NYSE:WIT), a leading global Information Technology, Consulting and Outsourcing company.

The report based on a survey of C suite executives from the retail sector in North America and Europe examines how retailers are reacting to, and how leaders are benefiting from, increasing volumes of data. It examines the role of data in customer experience, the benefits it is delivering in omni-channel commerce and corporate strategy and the regulatory challenges facing retailers, as they accrue greater and greater quantities of information.

Seventy-eight percent of all respondents’ businesses have seen a positive economic return from investment in data analysis for the strategy area. However, only 46 percent are confident that their firm’s analytical abilities are keeping up with data volumes. Tied for the second-biggest barrier to using large volumes of data is concern over whether doing so would really help improve decisions (32 percent). Nevertheless, respondents all say their firms are prioritizing data collection, but still only 36 percent of respondents believe that they have a well-defined policy for analysing the most valuable information.

“This research shows that while retailers realize the value of maximizing their use of big data and analytics, many are still unable to utilize the data they are collecting in full,” said Srini Pallia, Senior Vice President and Global Head, RCTG (Retail, Consumer Goods, Transportation and Government) Business Unit, Wipro. “To get the full value from the data they are collecting, retailers need to explore new avenues to apply data analytics throughout the organization that will improve decision making, efficiency and interaction with customers.”

Key findings of the report include:

Marketing is still the main focus: Marketing is the most common priority for data analysis spending by retailers in recent years: 46 percent of respondents put this spend amongst their top three areas of focus. Marketing also remains one of the core areas of big data spend in future, cited by 40 percent.

Using data to improve strategy is increasingly important: For the past two years, data analysis has been used more often in marketing than in strategy, which is on par with store operations. But in the next two years, strategy is set to take the lead, with 62 percent expecting to see relevant investment in data analysis to support strategy. Some 78 percent of all respondents’ businesses have seen a positive economic return from investment in data analysis for the strategy area, the highest figure for any function or process.

Data analysis is helping drive brand loyalty, but respondents think it can do more. Sixty-four percent of respondents report increased brand loyalty as a general gain from data analysis and 52 percent say big data has enabled them to expand their sales by offering the next logical item. Yet respondents remain uncertain that they reaping the full benefit of their data. Only 30 percent are confident that big data is delivering the sales increases that they had hoped, and most respondents (52 percent) simply are not sure.

Many retailers are still at the early stages of using big data: Only 46 percent of retail CXOs are confident that their firm’s analytical abilities are keeping up with data volumes. Meanwhile just 36 percent believe that they have a well-defined policy for analysing the most valuable information and 30 percent admit that they are not consistently obtaining value from it.

Data delivers in coordinating omni-channel commerce: Over half of respondents say that big data has brought gains in multi-channel sales (54 percent) and has made multi-channel customer tracking and management more profitable (52 percent). But 38 percent agree that managing differing pricing and margin strategies over varying channels is a major headache.

Legal restrictions on data usage are a major concern: Two-thirds of retail CXOs say that they have increased the amount of stored information on individual customers in the past year; 64 percent of them cite legal problems with data collection as a major barrier in its effective use. Data protection laws are tied for the second-biggest impediment to making effective use of use of large amounts of data in strategic planning and decision making in general, cited by 32 percent.


The Data Storm: Retail and the Big Data Revolution, is available free of charge at:
http://www.wipro.com/retail-big-data-revolution/

About Wipro Ltd.

Wipro Ltd. (NYSE:WIT) is a leading Information Technology, Consulting and Outsourcing company that delivers solutions to enable its clients do business better. Wipro delivers winning business outcomes through its deep industry experience and a 360 degree view of "Business through Technology" - helping clients create successful and adaptive businesses. A company recognized globally for its comprehensive portfolio of services, a practitioner's approach to delivering innovation, and an organization wide commitment to sustainability, Wipro has a workforce of 140,000 serving clients across 61 countries. For more information, please visit www.wipro.com.

About the Economist Intelligence Unit

The Economist Intelligence Unit (EIU) is the world's leading resource for economic and business research, forecasting and analysis. It provides accurate and impartial intelligence for companies, government agencies, financial institutions and academic organisations around the globe, inspiring business leaders to act with confidence since 1946. EIU products include its flagship Country Reports service, providing political and economic analysis for 195 countries, and a portfolio of subscription-based data and forecasting services. The company also undertakes bespoke research and analysis projects on individual markets and business sectors. More information is available at www.eiu.com or follow us on www.twitter.com/theeiu

The EIU is headquartered in London, UK, with offices in more than 40 cities and a network of some 650 country experts and analysts worldwide. It operates independently as the business-to-business arm of The Economist Group, the leading source of analysis on international business and world affairs.

Forward-looking and Cautionary Statements

Certain statements in this release concerning our future growth prospects are forward-looking statements, which involve a number of risks, and uncertainties that could cause actual results to differ materially from those in such forward-looking statements. The risks and uncertainties relating to these statements include, but are not limited to, risks and uncertainties regarding fluctuations in our earnings, revenue and profits, our ability to generate and manage growth, intense competition in IT services, our ability to maintain our cost advantage, wage increases in India, our ability to attract and retain highly skilled professionals, time and cost overruns on fixed-price, fixed-time frame contracts, client concentration, restrictions on immigration, our ability to manage our international operations, reduced demand for technology in our key focus areas, disruptions in telecommunication networks, our ability to successfully complete and integrate potential acquisitions, liability for damages on our service contracts, the success of the companies in which we make strategic investments, withdrawal of fiscal governmental incentives, political instability, war, legal restrictions on raising capital or acquiring companies outside India, unauthorized use of our intellectual property, and general economic conditions affecting our business and industry. Additional risks that could affect our future operating results are more fully described in our filings with the United States Securities and Exchange Commission. These filings are available at www.sec.gov. We may, from time to time, make additional written and oral forward-looking statements, including statements contained in the company’s filings with the Securities and Exchange Commission and our reports to shareholders. We do not undertake to update any forward-looking statement that may be made from time to time by us or on our behalf.

Media Contact Details: Vipin Nair, Wipro Limited, ,+91 (80) 39916260 , vipin.nair1@wipro.com , Subhashini Pattabhiraman, Wipro Limited, ,+91 (80) 39916558 , subhashini.pattabhiraman@wipro.com

HDFC Ltd Financial Results for the Nine Months Ended December 31, 2013, Consolidated and Standalone

The Board of Directors of Housing Development Finance Corporation Limited (HDFC) announced its unaudited consolidated and standalone financial results for the third quarter of the financial year 2013-2014, following its meeting on Wednesday, January 22, 2014 in Mumbai. The accounts have been subject to a limited review by the Corporation’s statutory auditors in line with the regulatory guidelines.


CONSOLIDATED FINANCIAL RESULTS

For the nine months ended December 31, 2013, the consolidated profit after tax stood at Rs. 5,533.12 crores as compared to Rs. ­­­4,556.59 crores in the corresponding period last year – an increase of 21%.

The consolidated profit after tax for the nine months ended December 31, 2013 does not consider the charge in respect of the redemption premium on Zero Coupon Debentures amounting to Rs. 268.42 crores (net of tax) {Rs. 355.49 crores for the nine months ended December 31, 2012}.

Had the aforesaid charge been considered, the profit after tax for the nine months ended December 31, 2013 would have been Rs. 5,264.70 crores compared to Rs. 4,201.10 crores, representing an increase of 25%.

The share of profit from subsidiary and associate companies in the consolidated profit after tax grew to 33% for the year ended December 31, 2013 compared to 28% in the corresponding period of the previous year.

 Performance Highlights

• 21% increase in the consolidated profit after tax to Rs. 5,533 crores for the nine months ended December 31, 2013 -- 25% increase (after reducing the redemption premium on Zero Coupon Debentures)
• Standalone profit before dividend, sale of investments and tax increased 17% to Rs. 4,502 crores for the nine months ended December 31, 2013
• Standalone Net Interest Margin for the nine months ended December 31, 2013 at 4.0%, spread on loans at 2.25%
• 27% growth in the individual loan book (after adding back the loans sold in the preceding 12 months)
• Gross non-performing loans reduced by 2 basis points to 0.77% of the loan portfolio as at December 31, 2013

STANDALONE FINANCIAL RESULTS

Financials for the Nine-months ended December 31, 2013

For the nine-months ended December 31, 2013, the profit before dividend, sale of investments and tax stood at Rs. 4,501.83 crores as compared to Rs. 3,863.23 crores in the corresponding period previous year, representing a growth of 17%.

The profit after tax for the nine-months ended December 31, 2013 stood at Rs. 3,717.14 crores as compared to Rs. 3,293.13 crores in the corresponding period previous year, representing a growth of 13%.

Financials for the quarter ended December 31, 2013

For the quarter ended December 31, 2013, the profit before dividend, sale of investments and tax stood at Rs. 1,646.78 crores as compared to Rs. 1,403.60 crores in the corresponding quarter of the previous year, representing a growth of 17%.

Dividend and profit on sale of investments during the quarter ended December 31, 2013 were lower at Rs. 110.93 crores as compared to Rs. 141.50 crores in the corresponding quarter of the previous year.

The profit after tax for the quarter ended December 31, 2013, stood at Rs. 1,277.71 crores as compared to Rs. 1,140.10 crores for the corresponding quarter of the previous year, representing a growth of 12%.


TOTAL ASSETS

As at December 31, 2013 the total assets of HDFC stood at Rs. 2,18,286 crores as against Rs. 1,83,770 crores as at December 31, 2012 – an increase of 19%.


LENDING OPERATIONS

As at December 31, 2013, the loan book stood at Rs. 1,92,266 crores as against Rs. 1,60,941 crores as at December 31, 2012. Loans sold in the preceding twelve months amounted to Rs. 3,263 crores. The growth in the individual loan book, after adding back loans sold is 27% (24% net of loans sold). The growth in the total loan book, inclusive of loans sold is 21% (19% net of loans sold).

89% of the incremental growth in the loan book during the nine-months ended December 31, 2013 came from individual loans.

As at December 31, 2013, the total loans outstanding in respect of loans sold/assigned stood at Rs. 16,211 crores. HDFC continues to service these loans under these transactions and is entitled to the residual interest on the loans sold. The residual interest on the individual loans sold is 1.25% p.a. and is being accounted over the life of the loans.


Spreads and Net Interest Margins

The spread on loans over the cost of borrowings for the nine-months ended December 31, 2013 stood at 2.25%.

Net Interest Margin for the nine-month period ended December 31, 2013 was 4.0%.


Non-Performing Loans

Gross non-performing loans as at December 31, 2013 amounted to Rs. 1,478 crores. The non-performing loans reduced from 0.79% of the loan portfolio in the previous quarter to 0.77%. The non-performing loans of the individual portfolio stood at 0.57% while that of the non-individual portfolio stood at 1.18%.

As per the NHB norms, the Corporation is required to carry a total provision of Rs. 1,357 crores.

The balance in the provision for contingencies account as at December 31, 2013 stood at Rs. 1,823 crores of which Rs. 532 crores is on account of non-performing loans and the balance Rs. 1,291 crores is in respect of general provisioning on standard loans and other provisions. This balance in the provision for contingencies is equivalent to 0.95% of the portfolio. The Corporation carries an additional provision of Rs. 466 crores over the regulatory requirements.


Investments

As at December 31, 2013, the unrealised gains on HDFC’s listed investments amounted to Rs. 33,379 crores. This excludes the appreciation in the value of unlisted investments.


CAPITAL ADEQUACY RATIO

Consequent to the reduction in risk weights of mortgages, HDFC’s capital adequacy ratio increased to 19.1% of the risk weighted assets, as against the minimum requirement of 12%. Tier I capital adequacy was 16.6% as against a minimum requirement of 6%. If the investment of HDFC Bank were to be reduced from Tier I capital instead of being treated as a 100% risk weight, the adjusted CAR would be 15.8% of which Tier I: 13.3% and Tier II: 2.5%.


DISTRIBUTION NETWORK

HDFC’s distribution network spans 351 outlets, which include 91 offices of HDFC’s distribution company, HDFC Sales Private Limited (HSPL). In addition, HDFC covers additional locations through its outreach programmes. Distribution channels form an integral part of the distribution network with home loans being distributed through HSPL, HDFC Bank Limited and other third party selling associates.

To cater to non-resident Indians, HDFC has representative offices in London, Dubai and Singapore and service associates in Kuwait, Oman, Qatar, Sharjah, Abu Dhabi and Saudi Arabia.

This Republic Day, make the tricolor a part of your home furnishing

Some people are silent patriots; others love to wear their nationalistic hearts up on their sleeves. If you belong to the latter category and love to splash saffron, white and green on your faces or wear dupattas colored in the tricolor to display your patriotism, here is a unique opportunity you would not like to miss.

This Republic Day, home utility maker Bonita is coming out with a splendid tricolored ironing board that can thrill you. The ironing board will not only give you a desired space in a corner of your room to iron your clothes, it will also give a wonderful appearance to your room.

With its board draped in saffron, white and green, the ironing board looks every bit of a utility belonging to the home of a hard core patriot. Occupying a permanent place in your room, the board will be a delight every time you look up.

Like every year, this January 26 again some people will the tricolor as part of their clothing, others will carry flags and hoist them on top of their houses; yet some would just love it to bring the tricolor to their homes to play a dual role of utility product and home décor. Get Bonita’s tricolored ironing board; you will love it.

About Bonita India

Bonita comes from the house of Casa Brands India Pvt. Ltd. Bonita means beautiful in Spanish. The brand was envisioned to help Indian consumers experience convenience and comfort in their household work. Apart from being attractive, the most important aspect of Bonita products is their unsurpassable quality. Bonita’s talented team takes utmost care to ensure that only the best quality products reach you. This attribute comes from their parent company which is preferred partner for all major American and European brands of these products. All products are manufactured under strict quality control guidelines by using excellent quality raw material and state-of-the-art machinery like German Automatic Powder Coating machines, Robotic Welding and other automated machinery. The products are available through selected dealer network and also available online at http://www.bonitaIndia.com/

Amrita Prakash stars in Yeh Hai Aashiqui - Bindass

Amrita Prakash

Well known actress Amrita Prakash who gained popularity through her child appearances in movies like Tum Bin, Vivaah, We Are Family, etc. will soon be seen in the upcoming episode of bindass’ show, Yeh Hai Aashiqui. This week, the show that features unusual tales of love, will showcase a story that went beyond man made borders.

Amrita will be portraying the role of Tabassum, an Indian girl who falls in love with Shadab, a boy from Pakistan. Their love story begins in the course of them attempting to reunite their grandmothers who were best friends but had lost touch after the separation.

Amrita and Yasir Shah yeh hai aashiqui

The versatile actress who started her career in acting at an early age has not only done Bollywood movies but also a couple of Malyalam films and been a renowned face on television. Talking about her character and experience on the show, Amrita said, “Shooting for Yeh Hai Aashiqui was a lot of fun and I would like to give credit to bindass’ team and the production house, as everything was very well planned.

Rithvik Dhanjani

It’s a very beautiful show with interesting love stories and a different concept unlike other episodic shows on Indian television which are either crime or horror based. So I decided to do Yeh Hai Aashiqui because it was a cross-border love story with a unique theme. I am playing Tabassum, a simple, young spirited girl with good values who comes from a fairly traditional family.”

Apart from Amrita, actor Yasir Shah will also be seen on the episode, playing the role of Shadab, the male lead. The episode will be hosted by television actor Rithvik Dhanjani who will take the viewers through the entire story.

Watch this moving love story, on ‘Yeh Hai Aashiqui’, this Sunday, 26th January, 2014, at 7pm only on bindass!

Aam Aadmi Party could be king maker in 2014 election

Everywhere the name of the party – Aam Admi Paty (AAP) echoes, and many people have been joining the party, that toppled national parties – BJP and Congress in New Delhi.

It is clear that AAP could field its candidates from 400 Lok Sabha constituencies for the general elections in 2014. And the chances are said to be bright for the party, as if it could manage to get around 100 seats, then it might be in a role to be king maker after the general elections are over.

The possibility of Third Front Federation is on cards as the non BJP and non Congress parties have shown their interest to have alliance post poll to form the government at the centre. Among those parties, the AAP could be at the front seat managing and moving ahead the alliance of such parties to form the government.

The recently, the Bharatiya Janata Party (BJP) and Congress party had their party meeting – Narendra Modi, is the prime ministerial candidate, while Rahul Gandhi to lead the party for the election. And Arvind Kejriwal from AAP party is in the race.

Among the issues – Corruption is the major one that all parties try to reach the voters having their view and agenda over this issue. AAP is the ruling party in Delhi with support from the Congress, shown their intentions to tackle the issue seriously. And this could be their major advantage that voters may count on the party.

If everything goes in favour of AAP alike state assembly election results in Delhi, it is sure that AAP could play a king maker role in the coming general elections.

Register your names for Dancing Diva 2014

Madhya Pradesh: Dance is an art and culture. It is a way to express our feelings, emotions & love. Dance is an exercise also which keeps us healthy. after viewing the multiple values of dance. Riddhi Foundation a welfare society has come forward to organize a unique contest, titled “Dancing Diva 2014” aiming to identify best dancer of Madhya Pradesh.

The contest is mainly dedicated to underprivileged girls of the society who rarely get opportunities to showcase their talents before mass. The welfare society through the initiative also highlights the phrase “Beti Hai To Kal Hai”. It is well known fact that girls in the society are underestimated particularly the underprivileged girls, but people do not know that god poured talents in all equally and everyone has right to exhibit the same at proper time.

The competition is divided in four parts- Audition, semifinal, Final & Grand Finale. Attractive prizes are offered to all three city finalists and all three finalists of grand finale. All the contestants and sponsors will get great exposure and publicity through this competition. The Celebrities & choreographer from Bollywood will judge all contestants & the participants will get chance to take effective tips from them, who will also help them to make their career in dancing field.

Aditya Sharma, event director from Riddhi Foundation says ‘We have always been in search of opportunities to encourage young talents of society and this time we have decided to encourage underprivileged girls of the society who despite having talents of varied nature, do not get right platform to exhibit their abilities. We are sure Dancing Diva 2014 will be proved an ideal platform to showcase their dancing talent and also a gate for their future career’.

Adding more, Aashish Saxena (President) from Riddhi Foundation said ‘We with our principle message “Beti hai to kal hai” are trying to prove that daughters are not liabilities of individuals and society, but true assets. Dancing Diva 2014 will certainly expose the hidden talents of girls of all cadres and provide them opportunities to make their own future’.

The tentative schedule of Dancing Diva 2014 is as under:

Auditions

• Bhopal 1st &2nd February,
• Indore 8th & 9th February,
• Gwalior 15th & 16th February,
• Jabalpur 22nd & 23rd February &
• Satna 22nd &23rd February

To encourage all three city finalist the welfare society will provide prizes to each winner. City winner will be awarded worth Rs.51000/- , First runner-up will get Rs.31000/- and Second runner-up will get Rs.21000/-. Winner of grand finale will be awarded worth Rs.6 lac, First & Second runner-up will get Rs.3 lac & Rs. 2lac respectively.

Register your names for Dancing Diva 2014 at www.dancingdiva.in and enter the amazing world of dance awaiting you to prove your talent.

Details:

• Register your names for Dancing Diva 2014 at www.dancingdiva.in and for more information please contact  0755-4002553 / 8889762888 / riddhiwelfare@gmail.com 
• Girls between 16 to 25 years age group eligible to compete for the coveted title
• Attractive prizes for all three city finalists
• Grand finale to be held at Indore on 6th April 2014.
• Winner of “Dancing Diva 2014” will be awarded worth Rs.6 lac 1st runner up 3 lac &  2nd runner up 2 lac.

About Riddhi Foundation:

Founded recently Riddhi Foundation is a welfare society. With one line motto of improving life styles of underprivileged girls, Riddhi Foundation do all efforts to make access of needy people of society to their target. It has till now organized good numbers of events focusing upon boys and girls of society.

For more details, please contact: Ritu, voice: 9827092823, email: breakfastnews-AT-gmail.com

Delta Displays Wins SVC Most Innovative Product Award

Delta Displays, a leading provider of display technologies, is proud to announce that its WX series displays were chosen by the readers of Sound & Video Contractor as one of the Most Innovative Products of 2013. The awards honor the best products in mechanical and electronic innovation over the course of the year and acknowledge the designers and engineers for their hard work and contribution.

Delta’s WX is a complete display solution that facilitates effective group and multi-source collaboration for BYOD meeting environments. Key innovations include:

-- Unique Extreme Short Throw 1080p projectors and blending technology optimized to create large digital canvasses with super high resolutions
-- Up to 215 inches of diagonal viewing area
-- Resolutions greater than 7 megapixels
-- Convenient one-button control over power, sources and blending
-- Simple end-user capable auto calibration in seconds
-- Quick and easy setup (2 hours for a WX21/WX31)

“We are honored to have been recognized by the Audio-Visual community with this award,” said Product Marketing Manager for Delta Displays. “We are proud of the WX series displays and look forward to bringing even more innovative Delta exclusive products to the collaboration marketplace in 2014.”

More information on the products and winners is available in the December 2013 print issue of Sound & Video Contractor and online at http://svconline.com/columns/features/bold_engineering_2013_30_most_innovative_products/.

About Delta Displays

Delta Displays a division of the USD 7.1 billion Delta Group, is a pioneer in developing professional display for control room solutions for surveillance, security, traffic, command & control, utilities, process control, telecom and broadcast applications. Delta offers a wide array of display technologies including: rear projection DLP video walls with Gen2013 LED technology, super thin-bezel LCD video walls, and high-resolution indoor/outdoor LED displays with a powerful & highly flexible Wall management Software suite.

More information about Delta Displays can be found at www.deltadisplays.com

About Delta Group

Delta Group, founded in 1971, is the global leader in power and thermal management solutions. Our mission statement, “To provide innovative, clean and energy-efficient solutions for a better tomorrow,” focuses our role in addressing key environmental issues such as global climate change. As an energy-saving solutions provider, Delta's businesses encompass power electronics, energy management, and smart green life. Delta has sales offices worldwide and manufacturing facilities in Taiwan, China, USA, Europe, Thailand, Japan, India, Mexico, and Brazil.

Media Contact Details: Ms. Aruna Dhingra, Product Marketing Manager Delta, ,+91(124)4874900 , pr@deltadisplays.com

Nike Kicks Off MUPC 2014 India Leg

Nike today kicked off the ninth edition in India of its annual grassroots football initiative, the Manchester United Premier Cup (MUPC). At this year’s MUPC, some of the best U15 I-league, state and academy teams will compete for a chance to represent the country in the regional finals in Thailand this June.

Nike’s annual MUPC tournament, held in India under the aegis of the All India Football Federation, has become a platform to discover young talent who now represent the country at various levels. After nine years in India, MUPC is now part of the dreams of many young footballers across the length and breadth of the nation.

This year, the U-15 tournament will be held in three stages. Teams from the North and East zones of India will battle it out in Delhi between January 15-18, while the teams from the West and South zones will compete in Pune starting January 19. The MUPC India finals 2014 will also be held in Pune on January 24, 2014.

Speaking on the occasion, Keerthana Ramakrishnan, Communications Head, Nike India Pvt. Ltd. said, “We are delighted to return with India’s ninth edition of the Manchester United Premier Cup, a grassroots initiative solely designed to unearth the best young talents across the world. Nike’s MUPC is today an authentic and anticipated U15 tournament even in India. We are thankful to the AIFF for their unwavering support in growing MUPC through the years. We wish all the players good luck for their first step to the theatre of dreams.”

MUPC has provided young footballers in India with an opportunity to compete on an international stage, bridging language and cultural barriers through the sport. The tournament promises an extraordinary level of competition, training and opportunities for young Indian footballers to elevate their game.

Kushal Das, General Secretary, AIFF said, “Nike’s MUPC is a great initiative to help build the sport at the grassroots level and over the years, this has become one of the finest U15 tournaments in our country. This tournament assumes further importance as it becomes one of the key platforms to identify and nurture some of the best young footballers in the country”.

MANCHESTER UNITED PREMIER CUP

The Manchester United Premier Cup (MUPC) has come of age. A regional youth tournament launched by Nike in 1993 with just 624 teams has evolved into the ultimate global football experience for u-15 footballers around the world.

Over the last 21 years, more than a million young hopefuls have been inspired to play the game they love with passion, and test both their skills and their ambition against the very best of their peers.

Early Premier Cup graduates now playing at the highest level for club and country include: Manchester United’s ‘Chicharito’, Javier Hernandez; Jack Wilshere, (Arsenal); Fernando Torres, (Chelsea); Gérard Piqué, Andrés Iniesta, Xavi and Lionel Messi (FC Barcelona), and Robinho (Milan).

8,000+ teams from grassroots clubs - to the some of the biggest names in football - are fighting their way through local, regional and national tournaments for one of only 20 available places in Manchester this summer.

For aspiring young footballers from over forty countries, the best experience of their young lives is within reach.
MUPC, the future of football, today.

About NIKE Inc.

NIKE, Inc. based near Beaverton, Oregon, is the world's leading designer, marketer and distributor of authentic athletic footwear, apparel, equipment and accessories for a wide variety of sports and fitness activities. Wholly owned NIKE subsidiaries include Converse Inc., which designs, markets and distributes athletic lifestyle footwear, apparel and accessories, and Hurley International LLC, which designs, markets and distributes surf and youth lifestyle footwear, apparel and accessories. For more information, NIKE’s earnings releases and other financial information are available on the Internet at http://investors.nikeinc.com and individuals can follow @Nike

Media Contact Details: Ashwin Kumar , Nike India Pvt. Ltd, ,+919632786829 , ashwin.kumar@nike.com , Shaheen Omarzadah, MSL India, ,+919873755381 , shaheen.omarzadah@mslgroup.com

Apara Mehta Enters Sahara One’s Firangi Bahu

Apara Mehta as Mota Bhabhi

Sahara One’s much talked about show Firangi Bahu is all set to spice up its plot with the entry of talented and popular actress Apara Mehta as Mota Bhabhi. She will come in as a whiff of air but take the house by storm and create a lot of drama.

Mota Bhabhi is Ranjan Ben’s jethani who is a troublemaker. The character has several shades and is sharp and sarcastic. She is a show off and is very much bothered about what the society thinks about her. Everyone including Ranjan Ben is petrified of her as she is too observant and judgemental. She will make life hell for everyone but the worst sufferer at her hands will be Ranjan’s Firangi Bahu, Camili.

Talking about her role, Apara Mehta said, “I am very excited to be a part of such a novel and fresh concept. Being a Gujarati, I could fit into the character easily. My character is not negative but has shades of grey. I am sure that the character will shape up well and the audiences will enjoy the drama.”

With Apara Mehta’s grand entry slated from Monday, January 13, the show is sure to take an interesting twist and Ranjan Ben’s anxiety level is sure to rise.

To catch this drama and action keep watching Firangi Bahu on Sahara One, Monday to Friday at 10 pm.

For more information: PR 24x7 Network Limited, Atul Malikram, atulid2014@gmail.com , www.pr24x7.com

Bharti Airtel appoints Manish Prakash as Director - Enterprise & Government

New Delhi: Bharti Airtel, a leading global telecommunications company with operations in 20 countries across Asia and Africa, today announced the appointment of Manish Prakash as the Director for Enterprise & Government reporting into Gopal Vittal, Jt.MD & CEO (India), Bharti Airtel Limited.

In his role, Manish will be responsible for overall strategy and leadership for the company’s Business-to-business (B2B)in India. His focus will be to consolidate Airtel’s Enterprise and Government business, devise and execute growth strategies, lead product innovation and inject world-class process and service capabilities within the organization. He will also be a part of the Airtel Management Board (AMB).

Manish brings with him over 20 years of global executive leadership experience in building sustainable organizations from inception and driving growth across global markets. He joins Airtel from Accenture where he was the Managing Director - Infrastructure Managed Services (IMS) for Asia-Pacific and Japan (APJ). Prior to Accenture, Manish was also associated with SK C&C, the affiliate company of SK Telecom in Korea as the Chief Executive Officer of the international business division and served on the Board of the affiliate organizations across China, India, Central Asia and US. He has also held leadership roles at Tech Mahindra, IBM and Hewlett-Packard.

Manish holds an MBA from INSEAD, France and an Electronics and Communication Engineering from NIT, Suratkal.

About Bharti Airtel:

Bharti Airtel Limited is a leading global telecommunications company with operations in 20 countries across Asia and Africa. Headquartered in New Delhi, India, the company ranks amongst the top 4 mobile service providers globally in terms of subscribers. In India, the company's product offerings include 2G, 3G and 4G wireless services, mobile commerce, fixed line services, high speed DSL broadband, IPTV, DTH, enterprise services including national & international long distance services to carriers. In the rest of the geographies, it offers 2G, 3G wireless services and mobile commerce. Bharti Airtel had over 283 million customers across its operations at the end of November 2013. To know more please visit, www.airtel.com.

Get More on Gold Loan from NBFCs

People those want to get the loan from the Non-Banking Financial Companies (NBFCs) would borrow more against the value of their gold, as the Reserve Bank of India (RBI) on Wednesday has allowed NBFCs to lend up to 75 per cent of the value of metal from 60 per cent at present.

The apex bank has allowed the NBFCs to lend up more against gold in a view to moderate the gold loan portfolios of these companies.

The gold loan would be a secure way to get loan for the people those want to borrow money from the banks and non-banking financial institutions. Earlier the RBI had allowed the NBFCs to avail 60 per cent of the value of the gold now that has been increased by 15 per cent making it to 75 per cent.

However, the value of the gold would be considered barring the other cost elements like making charges.

Third Front, now a reality?

The charismatic rise of Aam Admi Party (AAP) (www.aamaadmiparty.org) in the assembly election and ascending to the throne in Delhi with support from the Congress party, shows that there is possibility of having a Third Front – non Congress – non BJP at the centre in 2014.

The AAP has become the crucial party the last assembly election and might play king maker role in the upcoming election for the lower house i.e. Lok Sabha in2014 mega battle.

Until the rise of the AAP, it was believed that the BJP might get the opportunity to gain maximum seats in the Lok Sabha election in 2014, as exit polls predicted. But with the entry of AAP in the general election might change the scenario as well.

If the AAP would get maximum seats in few states where it is having strong hold, might change the political scenario and giving a ray of hope for the supporters of Third Front.

It is official that Rahul Gandhi versus Narenda Modi for the top post – Prime Minister of India, but the another face is as well in the race i.e, none other than Arvind Kejriwal, the cheif minister of Delhi and chief of AAP.

After the elections 2014, if Third Front come into existence , there would be bright chance of Kejriwal to be the prime ministerial candidate, if his party would excel in the election as it did in assembly elections.

Keeping the changing political scenario, there would be chances of AAP to change Indian politics and may make the Third Front into a reality.

This week, bindass’ show Yeh Hai Aashiqui relays a story

Ayaz Ahmed as Kanishq and Nikita Sharma as Pragya

It is said that falling in love with your best friend is the best kind of love. But even if two individuals are in love, it is not enough unless the two families see eye to eye as well. This was the ordeal faced by childhood friends, Pragya and Kanishq.

Set in the city of Allahabad, Pragya and Kanishq tale begins with them being neighbors and childhood friends. At one time, their families too were very close and thick friends. But due to an unfortunate incident that had taken place, the two families now hated each other and were sworn enemies. But Pragya and Kanishq did not want to bow down to this hatred and let this enmity destroy their friendship. The two started meeting and spending time secretly. And soon enough, their discreet encounters gradually turned their friendship into love. What followed is the classic love story where the lovers are compelled to go against their families and society, just so that they can spend their lives together.

Pragya and Kanishq defy every restriction and rule set down by their families. Their long struggle finally pays off when they stay together against everyone’s wish and fortunately over time, the two young lovers manage to bring the warring families together and bring an end to decades of animosity.

Watch this touching love story, on ‘Yeh Hai Aashiqui’, this Sunday, 12th January 2014 at 7pm only on bindass!

For more information: PR 24x7 Network Limited, Atul Malikram, atul@atulmalikram.in, www.atulmalikram.in

Mukesh Ambani’s RIL receives a Plethora of Awards

Mukesh Ambani

Reliance Industries Limited (RIL) is the largest privately owned company in India. The Mukesh Ambani owned conglomerate recently won many awards in different fields for its outstanding achievements.

The Hazira Manufacturing Division (HMD) of RIL has won three Platinum Awards, the highest possible level, amid fierce competition from industry stalwarts at the 2nd Lean Six Sigma Convention of the CBE (Concept Business Excellence Pvt. Ltd). The event was held at the FGI (Federation of Gujarat Industries) Business Centre, Vadodara, on October 26, 2013. The three HMD projects that caught the eyes of the panel of eminent judges related to elimination of HTM (CL2), reduction in chilled water consumption in the POY plant and reduction of caustic consumption in the PTA-1 plant. That’s not all; the Hazira Manufacturing Division (HMD) of RIL has also won the Excellence Award, the highest honour of the International Convention on Quality Control Circles 2013 (ICQCC’13) amid stiff international competition from 280 QCC teams from 12 countries on October 25, 2013. ICQCC’13 took place at the Taipei International Convention Centre, Taiwan, from October 22-25, 2013. HMD has received this award for ‘Improvement in throughput at Polyester Auto Warehouse’. The theme of the event was: ‘Continuing implementation of QCC activities, moving towards a brighter future of the world’. The team has earlier won the Gold Award at VCQCC-2012 in Vadodara and the Par Excellent Award at NCQC-2012 in Kanpur.

A company’s strength can be measured by how its employees perceive it and how happy they are while working for the same. RIL has won the runner-up award of the Society for Human Resource Management (SHRM) in the category ‘Employer with Best Employee Health and Wellness Initiatives’, on September 19, 2013. SHRM’s ‘HR Awards 2013’ are given away at its Annual Conference every year. The conference took place at Hotel Hyatt, Gurgaon this year and was attended by more than 600 senior HR professionals from India and abroad. SHRM is part of the world’s largest professional, not-for-profit Human Resource association and has over 260,000 members in 140 countries. The Award seeks to recognize organizations which understand the linkage of employee health to business productivity and have therefore proactively identified or designed specific health and wellness programs, which support the needs of their employees.

The Nagothane Manufacturing Division (NMD) of RIL has bagged the prestigious Golden Peacock Award for Sustainability 2013. The selection rounds and the award ceremony were held at London from October 1- 4, 2013. The Golden Peacock Award for Sustainability has been instituted to encourage sustainable development. It recognizes the urgency and magnitude of the risks and threats to collective sustainability, alongside increasing choices and opportunities, and mandates transparency in economic, environmental and social impact corporate initiatives lead to. The Golden Peacock Global Award for Sustainability aims to stimulate organizations to rapidly accelerate the pace of stakeholder oriented improvement process.

Corporate Social Responsibility is very important; it’s a way of giving back to society. RIL has been adjudged the Corporate Social Responsibility Company of the Year at Oliver Kinross’s Asia Oil & Gas Awards 2013 ceremony for demonstrating commitment to the communities in which it operates, as well as excellence in all ethical and environmental aspects of its business operations.

Summary:

Mukesh Ambani owned Reliance Industries Limited (RIL) is not just a market leader in a variety o field, but also a driver of innovation. The company as a whole is also recognised for its human resource development, its efforts to increase sustainability and its corporate social responsibility.

Zodiac Power Rings” NOW launches “Rashi Power Rings in Ashtadhatu..!!!

Mumbai: After the monumental success of Zodiac Power Rings, made of ‘Punchadhatu’ that catered to the Sun signs of an individual, the company has now launched “Rashi Power Rings in Ashtadhatu” to be worn by an individual based on his Hindu Rashi ( Moon sign in his natal chart) to promote calmness from all the planets & bring about positive changes in his life.

Ayurveda has since ancient times included metals in medicine, while the Ancient Indian texts are testimony to the powerful effects of various metals on the human body. As per Vedic Indian Astrological view, the combination of 8 different metals in ‘Ashtadhatu’ helps reduce the adverse effects of various planets as the pure alloy of eight metals corresponds to all the nine planets in a natal chart of the individual. Hence, its combined use helps protect the person from negative influences of various planets as it fulfills the corresponding lacking metal energy in the body.

“Rashi Power Rings in Ashtadhatu”, hence helps enhance willpower, concentration, confidence & positivity in an individual. Each metal that is used in the “Rashi Power Rings” has a subtle influence on the corresponding planet thus promoting overall wellbeing, success, productivity and prosperity for the wearer.

The Rashi Power Rings can be worn as per Hindu Rashi ( Moon sign in the individual’s natal chart) to help enhance physical well being as well as to add positive vibes in every situation.

The “ Rashi Power Rings made in Ashtadhatu” is priced at Rs. 4500/- only and is available at all leading Jewellery Stores across the country.

As an add-on guarantee, if the consumer is not satisfied with the product, within15 days of the purchase they can get a refund of 80% on the bill amount from the company.

The Rashi Power Rings are brought to the end consumer by Zodiac Jewels Pvt. Ltd, a sister concern of Vanity Gold that brought the elegantly designed and effective Zodiac Power Rings to the masses that have also been used by many celebrities to fulfill their dreams and aspirations. The company has a few international awards to its credit in 1999 and 2001 for its Zodiac Power Rings.

About Zodiac Jewels Pvt. Ltd & Dr Ashit Jalui

Zodiac Jewels Pvt. Ltd. is a sister concern of Vanity Gold of Dr. Ashit Jalui, who had launched Zodiac Power Rings in 1992, based on scientifically researched ancient data on the use of Panchdhatu or Panch-loha Rings for as per individual’s Sun sign and now the “Rashi Power Rings in Ashtadhatu” to be worn as per the Hindu Rashi. ( Moon sign in the individual’s natal chart )

Backed with a Masters degree in Astronomy, ( USA) , Dr Ashit Jalui, who is also known for successfully analyzing the natal chart of Shri Narendra Modi (ref http://issuu.com/indiapost/docs/indiapost_01-25-2013?e=1170327/4011335)
states,

“The balanced combination of metals in the body helps oneself to take an appropriate and correct decision that favours growth as an individual, enhancing will power, confidence, assertiveness and concentration to help an individual become alert besides removing self-defeating attitudes & tendencies, thereby increasing productivity on the whole & positive decisions in life.

Every ring is handmade to improve its effectiveness, creating more opportunities for the wearer. Our endeavour is to reach all the segments of society and for their betterment.

We believe, It is possible to Rewrite your destiny with our Rings!!!

For more information log on to www.zodiacpowerring.com Or Call 08080513322 / (022) 66688247/8